What Will 2015 Bring? Predictions for the New Year

New Year - 2015

Old Moore’s Almanack
Old Moores AlmanackThe 348-year-old prophecies of this little book have been uncannily accurate. For 2015, it paints a rosy year.

Old Moore says 2015 will be in two parts. Life will be much easier on the surface, but behind the scenes there will be difficulty with more correction. Change is necessary because ‘the insiders have cheated the outsiders’.

In the UK there will be cries of anarchy, but latter in the year British creativity will flourish. Although inflation may return to the UK, Europe as a whole will finish the year more stable.

The mood of US citizens will ease, and globally 2015 will be a year of optimism and hope. This is especially so during the second half of the new year when planetary pressures will ease, bringing a feeling that a huge burden has lifted.

Chinese Year of the Goat
Chinese Year of the Goat - 2015The Year of the Goat (or Sheep) begins on 19th February 2015. The eighth of the twelve animals of the Chinese zodiac and so believed to be lucky.

Calm and tranquility will dominate, balancing the international economy. Goat’s nurturing will ensure wisdom and good will prevail global conflicts. Respect to alliances will encourage unity to combat evil. Everything will slow with a drive back to basics, compromise and healing.

Year of the GoatGoats are creative animals that move forward, so this is the year for imagination. Creativity and arts will flourish, as will all luxuries and holiday travel. However, although goats are un-materialistic, they like to spend on splendour and beauty prompting debt.


For more on the Year of the Goat click Chinese New Year 2015
See my personal site: NigelHayMckay.com

Living in a Tropical Country

White Beach BoracayMany dream of relaxing in a warm land where the sun shines every day – especially those working in cold and wet countries, like the UK where it’s dark most of winter.

Understand the Weather
Tropical RainI’ve been living in the Far East for 22-years: believe me, the weather is not all honey.  You feel more positive when the sun shines and an outside lifestyle is nice.  People are more friendly and relaxed – however, most of the year the climate is extreme. Like summers when its hotter than hell and buckets down every day.

Humidity & the Heat
Take Hong Kong, it’s usually 95% humid. Feveringly sticky for eight-months of the year, and around 33c all day and night.  However, we have fierce air-con and winters can go lower than 10c – but this feels freezing without heating.

If you’re too hot, move higher up. Tropical climates tend to cool quicker with altitude. Temperatures at sea level are cooler than inland, but more humid.

Tropical Storms & Typhoons
These usually occur in latitudes of between about ten and thirty degrees, but Google the weather before you leave home as it changes rapidly. Peak typhoon time in South East Asia is in the autumn, but can occur in summer too. Big typhoons come several times a year and shut all transport, often for days.

cockroachBugs grow huge in warm climates. Cockroaches almost as large as small mobile phones are common in the kitchen and sometimes in other rooms. Mosquito bites are an everyday occurrence, and spiders and minute midges you can’t see make you itch. Ants and other creepy crawlies are also a worry if you’re messy.

In poorer Asian countries pressure can be a problem, especially in high-rises where showers can be reduced to a trickle.  Hot kitchen taps are only in the most expensive apartments, but this is doesn’t matter outside winter. However, it’s usually advisable to boil drinking water if you don’t buy it in. Even in Hong Kong where its supposed to be safe from the tap, I’ve learnt boiling is best, especially in the New Territories.

Chinese Pavement in GuangzhouPavements aren’t in the same state of repair as they are back home. You need to be careful you don’t fall in open drains or other holes, especially at night where street lighting is on saver-mode.

In most Asian countries pavements are for parking motor-bikes and extending retail display. Sometimes it’s safer to walk in the road.

Surprisingly, mobile phone coverage is usually much better than home.  Many Asian countries transmit 3G at the top of mountains or in remote areas like deserts.  And fast 4G is arriving in many large cities.  However, although internet is now common, speeds are inconsistent in poorer countries.

Hong Kong TaxiPublic transport is another advantage of living in this part of the world. Unless you’re out of the way, taxes, busses, boats and trains will be more frequent and much cheaper than your home country. In large cities like Bangkok, Guangzhou, Hong Kong or Manila: only at peak-times do you wait more than a few minutes for a taxi.

Western rules don’t apply in Asia.  Busses drive with bald tyres and far too fast. Overcrowded ferries lack life jackets. Fires can be dangerous as exits are blocked, fire-doors jammed open, and smoke detectors don’t exist.

FruitCheap fresh food is everywhere.  Imported and canned produce is expensive. Asian people appreciate freshness and shop every day.  All towns have bustling markets where locals haggle for the best deal. The selection will usually be more than you’re used to in the supermarket, with many exotic vegetables and fruits.  Fish and seafood is sold live, and meat exhibited like an abattoir.

It may not have occurred to you, but it can be problem getting to sleep at 33c and 90% humidity. Many of my friends prefer just a simple bedroom fan. This works well as long as it’s not directly blowing on you. I like air-con – as it dried the air too. However, unless meticulously adjusted it makes you go either hot or cold all night long. I find it best set to no colder than 26c, and doze under a sheet a thin duvet.

Conclusion – is it worth living in the heat?
If you’re staying in the countryside it will be basic and harsh. If you’re in the city there will be more amenities, but a tiny flat with no garden or car.

However, living in the tropics isn’t all bad. Little frustrations ease with time, and advantages of low prices, sun and swimming in warm water compensate. You do feel better: colds disappear, you mellow, and alfresco dining beats watching TV.

Nevertheless, before you throw in the job, visit for a holiday first to see if it’s for you. Talk to the locals and expats whose honesty is invaluable.  Visit when the weather is bad: it’ll be cheaper as well as giving you a feel of what you could be letting yourself into.

See my personal site at NigelHayMckay.com

Move To a Cheaper Country

Most of us can live anywhere in the world, despite what you think. It’s just a matter of imagination and desire.

Why move?
Tropical BeachOf course you need a reason to move. It could be better weather or opportunity – to feel wealthier, eat better, culture, or to live healthier.

However, few countries have ideal weather.  I’ve lived in China 22-years, but it’s comfortable only a short time in spring and autumn. Summer’s too hot and wet, and winter can be surprisingly cold with no heating.

MoneyOpportunity is a good reason to relocate – but if you want more spending power, you could work longer. Apply for more new jobs or work hard for yourself. Don’t become a hermit and stop buying things (like some of my friends) – just move!

Think positive. There’s always ways around restrictions – wherever it’s visas, money or talent. Research online for answers, visit your desired location to check it out. If it looks possible, go for it.

Complacently wastes lives. So does betting on odds like the lottery. Be positive and plan.

Where to go?
Hong KongThis depends of why you want to move. However, where living costs less is a good start. Unless you can fix a job in places like Switzerland or Japan, and then you may not be able to save much because everything costs so much.

You can live cheaply in India, Thailand, Philippines, China, Vietnam, or Cambodia for under US$50 a day. Twenty-years ago I backpacked for $10, but everything goes up. You can earn in these places too – teaching English or online.

Western Europe
Appealing if you’re holding a European passport. No visa hassles and budget internal flights.  Awesome culture and cheap repossessed holiday homes are attractive too – but expensive if you plan not working.

Eastern Europe
HungaryHungary and Budapest ooze culture – yet are as cheap as Poland and Romania, where a mass exodus to Britain has lowered property prices.

My next blog will look at other countries worth living.

See my personal site at NigelHayMckay.com


Computer Maintenance

If you don’t maintain your machine regularly, it won’t work.  It’s that important!

Everyone needs a firewall to protect their computer online and an anti-virus program that must to be updated every few days.  Many computers have these installed at the factory – but I download on all new machines the excellent free Zone Alarm and AVG Anti-Virus.

The other four programs I use to keep my machine working quickly are:

How often you perform these functions depends on how long you use your computer for and what you do with it.  Many of these tasks I do at least once a day, but if you don’t use your machine much, every week is enough.

  1. Disk Cleanup
    Dist CleanerThis cleans your hard-drive from rubbish like many temporary internet files and also compresses files for faster access.  Can be found in Windows XP by clicking Start/All Programs/Accessories/System Tools.  I run this at least twice-times a day.
  2. CCleaner
    CCleanerThis excellent free program works very quickly taking more rubbish off your hard-drive, like cookies, recently typed URLs, windows logs and internet history.  It can also repair registry
    problems, delete old system restore files and free ‘white space’.  I run the main cleaner every other day – and ‘more advanced’ features like freeing white space, about every other month.
  3. Spyware Program
    SuperAntiSpywareThese scan your hard-drive for malware, adware, Trojans, worms and other harmful downloads that can strangle your machine.  I use the free edition of SuperAntiSpyware every few days.



  1. Disk Deframenter
    Disk Deframenter IconFiles are stores on your hard-drive in fragments, this windows program closes these gaps making access to files faster.  Can be found the same way as Disk Cleanup. I run this about once a week. 


  1. vacuum cleaner

There is one more maintenance chore I perform every year: cleaning inside the PC’s box.  After this task my machine boots much fast – maybe because I’m in China where there’s a lot of dust. 

A vacuum cleaner around all the fans will take most dust away, but an aerosol of compressed air is useful to blow dust off your motherboard and connections. If your machine won’t boot after this job, push all connections in tightly or take it to a professional.  Always unplug your PC before opening the back.

I’ve just arrived in the UK and will be taking the boat out weekend. Already driven over 1,400-miles on a trip to Scotland: so more travel stories to come!

See my personal site at NigelHayMckay.com